Is post dating checks illegal in arizona dating scene in san francisco
Say you're running a little short of cash before payday.
Although it may seem like a good idea to post-date a check in hopes of having money in the bank to cover it by the time it's presented for payment, think again.
Banks aren't obligated to wait until the date on the check to cash it.
Any check that's properly made out and has your signature is treated as legal tender.
Therefore, the filing of a badcheck criminal action will usually not be promptly acted upon, except in cases involving significant amounts of money.
However, as a credit grantor you can effectively deal with the majority of routine bad check situations encountered by putting into practice the following procedures: Instruct your bank to redeposit any checks returned for insufficient or uncollected funds.
If the maker of a bad check does not respond to your notice and fails to make the check good, you should consider contacting an attorney in the locale/state where the bad check writer is domiciled.
They will be able to offer you assistance with the collection of the bad check and put you in touch with legal counsel if you desire to discuss legal remedies that may be available to you.
In most states statutory provisions provide that it is prima facie evidence of insufficient funds (or of intent to defraud) if: (a) the check was not paid by the drawee (bank) on presentation for payment and (b) the drawer did not pay the check within a specified number of days after written notice to the drawer of dishonor of the check.In most localities it is necessary to file a complaint with the appropriate criminal justice officer such as a sheriff or district attorney to initiate criminal legal action.In general, most of these criminal justice officers are just too busy with other more serious crimes against the community.You'll need to give the bank a good description of the check, including the check number, the payee and the amount.They should watch for the check to arrive and only cash it if the date you've indicated has passed.