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These ratings are completely objective and are not influenced by compensation in anyway.
Note: In the following review boxes, "Cosigner Release" refers to removing the cosigner on your refinanced loan, if you have one.
Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan.The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.*To check the rates and terms you qualify for, So Fi conducts a soft credit inquiry.So Fi rate ranges are current as of September 14, 2018 and are subject to change without notice. Lowest variable rate of 2.570% APR assumes the current index rate derived from the 1-month LIBOR of 2.08% plus 0.740% margin minus 0.25% Auto Pay discount. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above.For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.